New — the payoff strategy planner is live. Try it free →
The app that wants you to stop using it

Become debt-free. For real.

Track every debt, get a clear payoff plan, and watch your balances crash to zero — in one bold, beautiful app.

★★★★★Loved by people clearing real debtFree forever · No card required
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ihavenodebt
PRO

Debt-free progress

64%debt-free£7,180 paid down
Total owed

£40,600

Paid off

£7,180

Streak

5🔥

Chase Sapphire£5,200
Toyota Auto Loan£11,400
Student Loan£24,000
Store Card£0
🔒 256-bit encryption
🛡️ GDPR-ready
🏦 No bank access
Cancel in one click

60+

countries supported

9

currencies, auto-detected

£3

a month for Pro

£0

to get started

See everything

Every debt, in one bold view

Credit cards, loans, car finance, student loans — each colour-coded with balances, rates and due dates. No spreadsheets. No guesswork.

  • Colour-coded categories
  • Live balances & APR
  • Due-date reminders
Chase Sapphire£5,200

Credit card

Toyota Auto Loan£11,400

Auto loan

Student Loan£24,000

Student loan

Get a plan

Know the exact day you're free

The payoff planner pits avalanche against snowball, factors in interest, and shows your debt-free date and total interest saved — live as you add an extra payment.

  • Avalanche vs snowball
  • Projected debt-free date
  • Interest saved, in real time
AvalancheBest

18 mo

£1,240 interest

Snowball

20 mo

£1,560 interest

72%debt-freeprojected: Aug 2027

Stay motivated

Make paying off debt feel great

Earn XP, build streaks, unlock achievements, and get a confetti moment every time a balance hits zero. Progress you can feel is progress you keep.

  • Levels & XP
  • Monthly streaks
  • 10 achievements to collect
4

Level 4 · Debt Crusher

👣💸⚔️🔥🚀🏆

🔥 5-month streak — keep it going!

Debt-free in three steps

1

Create your account

Sign up in seconds — just an email and a password.

2

Add your debts

Enter balances, rates and minimum payments.

3

Watch them fall

Log payments and track your road to zero.

People are getting to zero

Real progress, real momentum.

★★★★★
For the first time I could actually see the finish line. The payoff date kept me going every single month.
A

Aisha K.

Cleared £12,400

★★★★★
The snowball view was a game-changer. Watching each balance hit zero — and that confetti — is weirdly addictive.
M

Marcus T.

3 cards to zero

★★★★★
Clean, bold and genuinely motivating. It never tries to upsell me into more debt. That earned my trust.
P

Priya S.

Debt-free in 19 months

Simple, honest pricing

Free forever for the essentials. Pro for less than a coffee a month.

Free

£0

forever

  • Track up to 3 debts
  • Log payments & balances
  • Progress & achievements
Get started free
Most popular

Pro

£3/mo

cancel anytime, one click

  • Everything in Free
  • Unlimited debts
  • Payoff strategy planner
  • Debt-free date & interest saved
  • CSV export
Start free, upgrade anytime

Questions? Answered.

Yes — the Free plan lets you track up to 3 debts, log payments and follow your progress, forever. Pro (£3/month) unlocks unlimited debts, the payoff planner and CSV export.

Your balance of zero starts today.

Join free, add your first debt, and take the first step toward financial freedom.

Create your free account