Terms of Service

These terms govern your use of ihavenodebt. By creating an account, you agree to them.

The service

ihavenodebt is a personal debt-tracking tool. It helps you record and visualise your debts and payments. It is not financial, legal or debt advice, and figures shown (including payoff projections) are estimates for guidance only.

Accounts

You are responsible for keeping your login credentials secure and for the accuracy of the information you enter. You must be at least 18 years old.

Subscriptions

Pro is billed monthly. You can cancel at any time; access continues until the end of the current billing period. Pricing is shown at the point of purchase.

Liability

The service is provided “as is”. To the maximum extent permitted by law, we are not liable for financial decisions made based on the app.

Contact

Questions about these terms? Contact [email protected].